Filing season

Self-assessment slots for the January return are open through 12 December. Ask for a review date.

Amber QuillAccountancy practice
Two people sitting across a desk reviewing figures together on a laptop and printed statements.

Sole traders · Limited companies · Landlords

Books that are finished before the deadline, not during it.

Amber Quill is a small practice that keeps year-end accounts, self-assessment, VAT and payroll on a fixed quarterly rhythm — so nothing is reconstructed from a shoebox in January.

  • Named accountant, not a ticket queue
  • Fixed fee agreed before work starts
  • Mid-year handovers welcome

How the practice works

Three habits that keep the year quiet

Most of the stress in a small business's accounts comes from leaving the work in one pile at the end of the year. We break it up and keep it visible.

  • 01

    One accountant who knows your file

    You work with the same person from the first review onward. Questions get answered by someone who already knows how your income is structured and what we agreed last quarter.

  • 02

    A quarterly check, not an annual scramble

    Records are reconciled every quarter, with a short written summary of what the figures imply for tax. Surprises arrive with months of notice rather than days.

  • 03

    Plain explanations in writing

    Anything we recommend comes with the reasoning in ordinary English: what it changes, what it costs, and what you need to keep on file to support it.


Services

Pick the lane that matches your situation

Each lane below is a complete engagement rather than an à la carte list. If your circumstances span two of them, that is common and we price it as one piece of work.

Sole traders & freelancers

For self-employed income, side work and partnerships

Built around a single self-assessment return, with the bookkeeping kept tidy as the year goes so allowable costs are not lost to missing records.

  • Self-assessment preparation and filing
  • Income and expense categorisation review
  • Payments on account forecast before each due date
  • Mileage, home-office and equipment claims checked
  • Guidance on when incorporating starts to make sense

Limited companies

For directors of small and owner-managed companies

Statutory accounts, the corporation tax return and the director's own position handled together, so company and personal decisions are not made in isolation.

  • Year-end statutory accounts and corporation tax return
  • Confirmation statement and registry filings
  • Salary and dividend planning across the tax year
  • Payroll runs and pension submissions
  • Director's loan account kept reconciled

Landlords & property

For single lets, portfolios and holiday rentals

Property income reported correctly per title, with the capital and revenue split documented at the time rather than argued about years later.

  • Property income and expense schedules per address
  • Repairs versus improvements documented as incurred
  • Finance-cost relief applied correctly
  • Furnished holiday let conditions reviewed annually
  • Disposal figures prepared when you sell

Key dates

The calendar we keep on your behalf

This is the standard annual timetable for personal and small-company filing. You do not need to track it — but it is worth knowing what sits where, and which month we will be asking you for records.

Dates reflect the usual UK timetable. Company deadlines depend on your own accounting reference date, and we confirm your exact dates in writing when we take the file on.
WhenWhat happens
5 April The personal tax year closes.We ask for your final records in the weeks after this date, while the year is still fresh.
31 July Second payment on account falls due for self-assessment.We confirm the figure in June so the amount is never a surprise.
5 October Deadline to register for self-assessment for the year just ended.Relevant if you started trading, began letting a property, or crossed into higher-rate territory.
31 October Paper return deadline.We file online, so this date matters only if a paper submission is required for your circumstances.
31 January Online return, balancing payment and first payment on account all land together.Our aim is a signed-off return by the end of November, well clear of this date.
Quarterly VAT returns under Making Tax Digital, one month and seven days after each period ends.Prepared from your bookkeeping records and submitted on your behalf.
Monthly Payroll submissions and pension contributions for companies with staff or a director on payroll.Run on a fixed day each month that we agree with you.
9 months
after year end
Corporation tax payment, with the company return due three months later.Both are prepared from the same statutory accounts and filed well before the limit.

What's included

Scope, agreed before anything starts

Every engagement is quoted as a fixed fee after a first review of your records. These three levels describe what that fee covers — ad-hoc work outside the agreed scope is always quoted separately, never added quietly.

Level one

Compliance

The filings themselves, prepared accurately and submitted on time. Suited to straightforward affairs with records already in reasonable order.

  • Annual return or statutory accounts prepared and filed
  • Figures reviewed against the records you supply
  • Deadline reminders with a clear list of what we need
  • Correspondence handled on your behalf
Level two

Compliance & bookkeeping

Everything in level one, with the underlying records maintained through the year. The common choice for trading businesses and landlords with more than one property.

  • Quarterly bookkeeping and bank reconciliation
  • VAT returns prepared and submitted
  • Payroll and pension submissions on a fixed monthly date
  • Short written summary after each quarterly close
Level three

Advisory

For decisions that need modelling before they are made — structure changes, a property disposal, taking on staff, or planning a profitable year.

  • Scheduled planning sessions through the year
  • Written comparison of the options in front of you
  • Cash-flow and tax forecasting for the next two years
  • Support preparing figures for lenders

Getting started

Switching takes four steps

You can move practices at any point in the year, including part-way through an open return. We handle the handover with your previous accountant directly.

  1. A first conversation

    Thirty minutes to understand how you earn, what records exist and which deadlines are closest. No charge, and no obligation to continue.

  2. A written quote

    A fixed fee and a defined scope, in writing, after we have actually seen the state of the records. The quote names what is and is not included.

  3. Handover and setup

    We request information from your previous accountant, complete identity checks, and agree the software and the quarterly dates we will work to.

  4. First quarterly close

    Your records are reconciled and you receive the first written summary — the point at which the year stops being a mystery.


Notes from the practice

Three things worth doing before year end

None of this requires an accountant. It simply makes the work cheaper and the result more accurate when one arrives.

  • Separate the money first

    A dedicated business account is the single biggest time-saver in a small set of books. When business and personal spending share a statement, every line has to be judged individually — and the judgements get made months later, from memory. Separating accounts turns a day of reconstruction into an afternoon of reconciliation.

  • Photograph receipts the week you get them

    Thermal receipts fade and card statements rarely prove what was bought. A photo filed at the time, with the purpose noted, is enough to support a claim. The claims most often lost are not the large ones; they are the small, frequent costs nobody kept paperwork for.

  • Write down why, not just what

    For property work especially, the difference between a repair and an improvement rests on context — what condition the asset was in, and what the work was intended to achieve. A two-line note at the time is worth more than a detailed invoice three years later.

An open notebook with handwritten notes, a pen and loose paperwork arranged on a wooden desk.
Working papers from a quarterly close. Everything we prepare is kept in a form you can hand to anyone — including a future accountant.

Questions

Asked before the first meeting

What records do I need to hand over to get started?

For a first conversation, nothing formal — a rough description of how you earn is enough. To quote accurately we then ask for bank statements for the period, any bookkeeping file or spreadsheet you keep, last year's accounts or return if one exists, and details of any property or payroll involved.

If your records are in poor shape, say so. It changes the quote, not the answer.

Can you take over mid-year from another accountant?

Yes, and it is routine. We write to your previous accountant for professional clearance and the information we need, including trial balances, capital allowance pools and tax computations. You do not have to mediate between the two of us.

The only timing to watch is a deadline falling within a few weeks of the switch; if that applies we will tell you plainly whether it is achievable.

Do you handle VAT under Making Tax Digital?

Yes. We prepare the return from digital records and submit it through compatible software as your agent. If you are approaching the registration threshold we will flag it in advance and talk through the timing and the scheme options rather than registering reflexively.

How is the fee structured — monthly or per return?

Both are available. Compliance-only work is usually billed once per filing cycle. Engagements that include bookkeeping, VAT or payroll are billed monthly, since the work is spread across the year.

Either way the fee is fixed in writing before work begins, and anything outside the agreed scope is quoted before it is started.

What happens if I have already missed a deadline?

We start with the filing itself, because penalties generally continue to accrue until the return is in. Once it is submitted we review whether the position can be corrected, what interest and penalties realistically apply, and whether there are grounds to appeal.

Late files are a normal part of the work. Bringing one to us does not make the conversation awkward.

Do I need to be a limited company to work with you?

No. Sole traders, partnerships and landlords make up a large share of the practice. If incorporating would genuinely improve your position we will model it and show you the figures — including the extra admin it brings, which is the part usually left out.

Which bookkeeping software do you work with?

The mainstream cloud packages, and well-kept spreadsheets where the volume genuinely does not justify a subscription. We would rather adapt to a system you already use properly than migrate you to one you will abandon.

If a change is worth making, we handle the migration as part of setup rather than leaving you with a half-moved ledger.


Request a consultation

Tell us where your records stand

A short form is enough to begin. We read every enquiry ourselves and reply with either a proposed review date or an honest note that another practice would suit you better.

We use what you send only to answer your enquiry. No documents are needed at this stage — please do not attach records.